Dealing with Identity Theft

Posted by on 07/12 at 02:01 PM Permalink
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It starts off innocuously enough. A few small purchases that you don’t quite remember making appear on your credit card or debit card statement. They look plausible, but you’re busy and will check them out later.

Then the real fun begins. Someone racks up a credit card bill of several hundred dollars in a state you’ve never been to. You get a phone call wanting to confirm the purchase of a laptop computer for someone overseas. A bank or finance company starts calling you about payments on a car loan or mortgage that you know nothing about.

Welcome to a club that has several million members in the United States alone. If something like that’s happened to you, then you’re the victim of identity theft.

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    Posted by Mike  on  07/12  at  01:11 PM

  1. In a fraudulent email just hover the mouse cursor over the link and it will show you the actual web address it goes to. Sometimes the address looks very close to the real one. I recommend never to respond to the email. Call the company with the phone number you have on your statements. Also most legitimate emails from companies will have your name in it, not Dear Sir or something like that.

    2. Posted by Chuck Norcutt  on  07/12  at  01:46 PM

  2. Thanks for the identity theft tech-tip.  I could have used it a couple weeks ago.  I had a call from Visa security notifying me of some fraudulent activity on my credit card.  But they wanted me to identify myself with the same type of information an imposter would need to be able to use my card… zip code, last 4 digits of the social security number, etc.  I was concerned that Visa security were, in fact, the bad guys on a phishing expedition and I initially refused to talk to them. Your advice to call your bank was right on.  That’s what I finally did but it didn’t occur to me at first.  Unfortunately, the call turned out to be legit.  My card had been compromised.

    Anyhow, your tip is right on and I should have thought of it myself sooner but didn’t.  Keep those tech-tips coming.

    Thanks,
    Chuck Norcutt
    Endwell, NY

    3. Posted by James  on  07/12  at  02:26 PM

  3. Do you have any software to recommend to prevent identity theft

    4. Posted by john  on  07/12  at  06:11 PM

  4. Is that anything like when the geeks web site
    got broken into a few years back near the end of the year and alot of the people were never told about it and found out when someone tried to use their CC.

    5. Posted by Gene  on  07/12  at  11:47 PM

  5. I recommend anyone who is enticed by this article to check out “The Net.” It’s a great movie, and I’m sure that this could happen in real life. As far as securing yourself. Take it from me, I was shocked when I found a purchase on my credit card that I never paid for. Thank god I had Fraud Protection on my credit card.
    My advise is to find out if your bank, or financial instatution has some kind of fraud protection available. Often times this feature is only a small price to pay per month, but worth it, if you’re a victim of fraud, or identity theft.

    ~ Gene ~

    6. Posted by JACK CHOW  on  07/13  at  12:09 AM

  6. KEEP A HABIT OF REPLACING YOUR CREDIT CARD WITH A NEW ACCOUNT NUMBER JUST BY REPORTING IT LOST.  JUST TELL THE CUSTOMER SERVICE YOU FORGOT WHERE YOU LEFT THEM AND YOU WANT TO CANCEL THAT CREDIT CARD TO PREVENT ILLEGITIMATE CHARGES.  THIS WAS YOU CAN LIMIT YOUR LOSSES EVEN IF YOUR CREDIT CARDS HAD BEEN COMPROMISED. DO THIS OFTEN IF YOU PATRONIZE SHADY MERCHANTS, RETAILERS OR STORES.  OTHERWISE YOU WILL REGRET IT.

    7. Posted by Jayne  on  07/14  at  06:54 AM

  7. It has happened to so many people I know, always check your online statement and write down every purchase you make!

    8. Posted by Simon  on  10/29  at  12:21 PM

  8. Fraud is big no matter where you go and if you’re worried about giving someone your card in any place, then this would be the best blog to know more information about identity theft, in order to ease the worry and to be safe with a credit card. Nice Post.

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